Kikoff

Kikoff is a credit-building fintech company founded in 2021 to help individuals establish and improve their credit scores. The platform allows users to build credit by making small, affordable payments on credit accounts that report to the major credit bureaus. Kikoff targets consumers with limited or damaged credit histories who struggle to access traditional credit products. The company operates as a private financial services provider in the United States, offering a digital-first approach to credit building that removes barriers faced by underserved populations seeking to qualify for loans, mortgages, and other financial services.