Enova International is a publicly traded financial technology company headquartered in Chicago, Illinois. Founded in 2003 by Brett Larrabee, Enova provides online installment loans, personal loans, and other consumer credit products to subprime and near-prime borrowers across North America, the United Kingdom, Australia, and India. The company operates multiple lending brands and serves millions of customers through data-driven credit assessment and proprietary analytics. With approximately 4,500 employees, Enova generates revenue primarily through interest and fees on its loan portfolio. The company applies machine learning and advanced analytics to credit decisioning in the underserved lending market. Publicly listed on the NYSE under ticker ENVA, Enova has grown through both organic development and strategic acquisitions to become a significant player in online consumer lending.
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