Job Summary As a Property Insurance Sales Representative, you are the bridge between unexpected disasters and peace of mind. Your primary mission is to evaluate the needs of homeowners, renters, and business owners to provide tailored insurance solutions that protect their most valuable assets. This role requires a blend of empathy, technical knowledge, and a hunter’s mentality for business development. Key Responsibilities Business Development: Proactively identify and reach out to prospective clients through cold calling, networking, and following up on provided leads. Needs Assessment: Conduct thorough interviews with clients to understand their property risks and financial goals. Policy Customization: Design and present insurance packages covering fire, theft, liability, and natural disasters that meet specific client needs. Relationship Management: Maintain a high level of client retention by conducting annual policy reviews and providing exceptional ongoing service. Claims Support: Act as a liaison between the client and the claims department to ensure a smooth, supportive experience during stressful events. Market Awareness: Stay up-to-date with local real estate trends, building costs, and changes in state insurance regulations. Required Skills & Qualifications Active Property & Casualty (P&C) license (or willingness to obtain one). Exceptional verbal and written skills; ability to explain complex legal jargon in plain English. Proficiency with CRM software (e.g., Salesforce) and insurance rating engines. A "thick skin" for handling rejection and the drive to meet monthly sales quotas. High integrity to ensure clients are appropriately covered without "over-selling" Why This Role Matters You aren't just selling paper; you're selling a "financial safety net"; When a pipe bursts or a storm hits, you are the person the client calls to help them rebuild. It’s a career that offers significant commission-based upside and the opportunity to become a trusted advisor in your community. Sample Performance Metrics (KPIs) New Premium Growth: Total dollar value of new policies written monthly. Quote-to-Close Ratio: Percentage of prepared quotes that result in a sale. Retention Rate: The percentage of existing clients who renew their policies. Job Type: Full-time Work Location: In person